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Critics of health care reform say state costs to rise State health care reform legislation connected with the federal Affordable Care Act still could mean higher premium costs in California, jerseys despite the potential for the Supreme Court to strike down the federal law, critics charge. Even without the federal law, patients in California still would be able to access affordable insurance options through the California Health Benefit Exchange a new state health plan structure signed into law in California in 2010 and set to take effect in 2014. Signing up with the exchange would allow a qualified individual to purchase insurance with costs subsidized by the government. Critics like Joe Henehan, president moncler collection 2014 Moncler down Men jacket ever Collar Buttons purple of the San Bernardino based health insurance agency Henehan Co., said the new plan would mean higher costs if the state s new health exchange plan moves forward without an individual mandate for everyone to buy health insurance. The Supreme Court will announce its decision on the mandate provision of Moncler Men all of wool Sweater black the federal Moncler Coats Women with breasted Stood collar Purple law in June. "If you don t buy the insurance when you are a reasonably healthy person, then the only people who will buy it are people who are reasonably sick, and what happens is you only have a few people buying insurance," Henehan said. "The idea of insurance is you pool the risk. Without an individual mandate, the premiums will go through the roof Moncler down Men jackets montclar Buttons Hooded black and it will bankrupt the private health insurance marketplace in California." Steven Larson, chairman of the board of the California Medical Association and a Riverside area doctor, said without an individual mandate, the state would have to scale back the exchange. "It would be very difficult for them to price the exchange, so it would go by the wayside," Moncler Men dark blue black all of wool Sweater Larson said. "It would have to be changed because I don t think you can have the exchange without everybody buying insurance. It s the same as the state guaranteeing automobile insurance." Supporters, like Rep. Joe Baca, D San Bernardino, hope the Supreme Court will uphold the affordable care legislation in order to lower long term health care costs, and provide better access to affordable care for all Americans. "If the Affordable Care Act were to be overturned, the consequences would be devastating to the health and well being of California s most vulnerable populations, our young people and our senior citizens," Baca said. Baca cited reform already in place under the 2010 Affordable Care Act, which includes lower drug costs for seniors, free preventive care for California Medicare recipients, and young people being able to stay on parents plans until age 26. Those with pre existing conditions in California who were unable to get insurance before now have coverage, he said. "To roll back the clock on these life saving reforms would be a significant step backwards for all Americans," Baca said. Conservatives say the federal law equates too much government control over the health care system. Assemblyman Tim Donnelly, R Hesperia, has introduced legislation that would prevent a federal, state or local law from forcing a person or business to participate in a health care system or impose penalties for failure to maintain coverage. Donnelly said the exchange is unnecessary bureaucracy. "Why do we need to spend money on an apparatus we don t need?" Donnelly said. "That s an important question. I wish the Democrats official moncler outlet pushing this would answer this. It s not like we re swimming in money." Assemblyman Curt Hagman, R Chino Hills, said that if the federal law is overturned legislators will have to rethink the exchange plan. "I think it would save Californians money if the Affordable Health Care Act is overturned," Hagman said. "Even though we as a Legislature have set something forward, we may have to undo some things." Federal health care reform is projected Moncler MOKA Women down coats white to find 32 million more insured people nationally by 2014, and more than 4 million more insured in California

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